Every day accidents happen, relationships fail, people die, career fell dismantle organizations and businesses closed because people do not want to look for risks associated with certain behaviors, decisions, actions and situations. In spite of all the emotional disorders, the situation is the cost of money. Sometimes large amounts of money .. Although you can not control every factor plays a role in your life, you can consciously take steps to minimize the danger of the experiment, loss and pain.
Reduction or elimination of risk begins with the fact that risk is everywhere. It’s in, your homework and society. There is a risk to take the pill with surgery and underwent a routine medical procedure. There is a risk of receiving a new job, it is difficult to monitor the employees of other companies, and working serious overtime. Use of electronic equipment poses a risk and has a stove, microwave or oven. Life is not without risk. The point is not to live in chronic fear, but only to realize that the danger around them. Identify personal and professional risk.
Know what your risks, you can begin to create harmony with the reality of danger. What are the risks, your work partners, children, house, car, finance, entertainment, educational activities and community volunteer work? What are the risks with family, friends and neighbors? What are the health risks? What are your current settings danger to you or others? What are the risks associated with short-term and long term goals? Is there any risk to your safety at home or at work? Is there a risk to your happiness? Get in touch with those risks. Evaluating the risks of each in terms of its impact on your life and the lives of your loved ones.
On a scale of 1 to 10 with ten representatives of the “impact resistance is very high” level of all your personal and professional risks to determine how they affect you and your loved ones. A diagnosis of cancer, the stock market crash, termination and move to another location would risk high impact, such as the average seller Losing or walked in your office. lose access to your computer for a day of moderate impact, the risk of TIFF files with your neighbors about the weeds on the property line or a single event can be late a date to be low-impact risks. Determine the probability that any risk to do.
Evaluate the probability of certain events happen, is another way to make peace with the risks. Ask yourself how likely it is that you have experienced serious accidents, fires, married, father of the baby, quit your job or become ill. How likely is that you go into bankruptcy divorce your spouse, and experiencing side effects of drugs, selling your business, robbed, you die prematurely or argue with your boss? When you consider all the risk on your list, categorize according to this can be considered in this risk from a different perspective “is very maybe, maybe, maybe, maybe, maybe, it is very unlikely.”. Remember there is a difference between losing jobs and losing all your assets in the first major impact could be compromised, the second a lower risk .. Calculate your risk cost Why?.
Take the time to find a price associated with each risk you are a good energy investment and effort. What is the cost of long-term life insurance? What is the cost of a full six months without a salary? What makes the cost of computers and printers? What makes a visit to the heart of the cost without insurance? How much is a quitter, interviews with candidates for the position of the fire, and train a new recruit? How to replace the water heater refrigerator or washing machine? Search for various expenses, which are identified with each of you personal and professional risk. Write a number next to each risk. Manage your risk.
Learn to manage your personal and professional risks several advantages. First, develop a realistic picture of your risk. Fourth, you increase your level of maturity in the process of focusing on this issue. How are you going with a broken leg, a tornado, dealing with angry boss business partners who are not honest? Check with family members, mentors and experts, when you write. Managing risk, which is much easier and cheaper if you already thought out and planned for them. Often it is the element of surprise that the majority of the cost. Remember, risk is part of our lives. No exceptions.